How to manage your cash flow

How to manage your cash flow

It is no secret that the Canadian economy has been in a prolonged downturn since the global financial crisis, with the unemployment rate reaching a whopping 19 per cent in September 2016.

The number of job openings has declined steadily since then, with Canada’s economy growing by only 0.3 per cent this year.

But according to a new study, Canadians aren’t so lucky.

Nissan Finance, the carmaker that is the majority shareholder in Chrysler, predicts the Canadian automotive industry will contract by at least 1.5 per cent next year, which would mean more than 12 million jobs will be lost.

The results of the study, which was commissioned by the Financial Post, comes after the Canadian Automobile Association warned that Canada is on the brink of an economic disaster, with a total of 6.4 million jobs currently unfilled.

“The unemployment rate in Canada is already over 13 per cent, but it could be much higher, because many Canadians are in jobs that don’t pay enough money to support themselves or their families,” said Doug Lappin, the executive director of the Canadian Association of Automobile Dealers, in a statement.

“As a result, many Canadians have taken to online job sites and are looking for work that pays well.”

It’s not just Canadians who are struggling.

According to the research, the number of Americans applying for unemployment benefits fell by almost three per cent during the month of September, while the number receiving benefits dropped by almost five per cent.

The Canadian Automotive Association estimates that an additional 10 million Americans are now in a position to find work, but only 4.5 million are seeking it, meaning a total loss of about 13 million jobs.

“We are seeing a tremendous amount of churn in the labour market, which is an indicator of a recession, and the lack of demand for labour,” said Chris Trewavas, an analyst with Capital Economics.

“A lack of workers in Canada has been a real concern for us in the past and we have seen the labour force grow steadily over the past year.”

But what if you don’t have a lot of work to do?

That’s where the finance app comes in.

With over 8 million Canadians unemployed, a mobile application called JobMob allows people to connect with potential employers, search for a job, and track the unemployment rates of employers, from banks to food stores.

“With JobMob, there’s an app that allows you to connect to employers and find out where the unemployment is and how much money is needed to pay for those people,” said Lappen.

JobMob can also be used to track down companies that have lost millions in their recent investments.

The app can be downloaded from Apple’s App Store for iOS devices.

In addition to the employment data, the app tracks the cost of hiring and firing employees and is also able to track the average pay for employees.

“JobMob helps businesses manage their workforce, track their payroll and expenses, and find employees who can fill key jobs,” said Rob Schaffer, CEO of JobMob.

“This is one tool that companies can use to create an inclusive and effective workforce.”

Schaffer told The Globe and Mail that the app will help the companies hire more people, and it is not yet available for the Canadian public.

The report predicts that in 2019, Canadian GDP will shrink by 0.2 per cent and unemployment will rise to 12 per cent of the workforce.

While it is difficult to quantify, the economic downturn is likely to be felt in other areas as well, with many businesses already struggling with a shortage of workers.

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